Every fall, Medicare’s Annual Enrollment Period (AEP) gives you a window — October 15 through December 7 — to review your coverage and make changes for the year ahead. It’s easy to let this deadline slide by, especially if your current plan seems to be working fine. But a quick annual review can save you real money and headaches.
Why Review Your Coverage Every Year
Medicare plans change every year — premiums, copays, covered drugs, and provider networks can all shift, sometimes significantly. A plan that fit your needs last year may not be the best fit this year, especially if your health, medications, or budget have changed.
The only way to know for sure is to compare your current plan against what else is available for the coming year.
MEDICARE
A Few Things Worth Checking Each Year
- Has your prescription drug list (formulary) changed, or have you started any new medications?
- Are your doctors and preferred pharmacy still in-network?
- Has your plan’s monthly premium, deductible, or out-of-pocket maximum changed?
- Would a Medicare Advantage or Medicare Supplement plan serve you better than what you have now?
You Don’t Have to Sort This Out Alone
Comparing Medicare plans can feel overwhelming, especially with so many options and marketing noise this time of year. Audra Wiese at Aspire Strategies offers no-pressure, plain-language reviews to help you understand your choices and make a confident decision before the December 7 deadline.
Ready for Your Annual Medicare Review?
Let’s schedule a time to walk through your options together.
Aspire Strategies LLC is not connected with or endorsed by the United States government or the federal Medicare program. Audra Wiese, Aspire Strategies LLC — Nebraska Insurance Producer License #21349118.
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